Underwritten by Redpoint County Mutual Insurance Company

Terms of Use
Please read Apparent’s Terms of Use carefully before using Apparent’s Website, www. ApparentInsurance.com, (the “Website”). Your use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Apparent reserves the right to modify the Terms of Use at any time. Please check this page regularly.

Permitted Use
The content provided on the ApparentInsurance.com website, including the information and images included in the site, is made available for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from ApparentInsurance.com.

Limitation of Liability
Apparent shall not be liable for any damage, injury, loss, or claim, nor any indirect, special, incidental or consequential damages of any kind, whether based in contract, tort, strict liability or otherwise, which arises out of (i) the use of, or inability to use, this site or content found in this site;(ii) any defect, error, omission, delay, interruption or computer virus; (iii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; or, (iv) unless resulting from the gross negligence or intentional actions of Apparent, the unauthorized access to or alteration of personal transmissions or data, even if Apparent has been advised of the possibility of such damages.

If you are in a state that does not allow the limitation of liability for certain damages, the above limitation of liability or a portion of it may not apply to you. However, you agree in any event that Apparent’s total liability for all damages, losses, injuries, or claims of any kind or nature shall be limited to the amount you have paid to access the Site.

Disclaimer of Warranty
All information, content and materials in this site, accessible from this site, or in a Third-Party Site are provided “as is” and without representations or warranties of any kind, either express or implied. Apparent expressly disclaims all warranties, express or implied, with respect to this site including, but not limited to, implied warranties of merchantability, fitness for a particular purpose and non-infringement. In addition Apparent does not warrant or represent that: (i) the functions or operation of this site will be uninterrupted or error-free; (ii) that defects will be corrected; (iii) that this site, its servers or any e-mail sent by Apparent are free of viruses or other harmful components; (iv) the site will be available to you or that you will qualify for products or services offered; or (v) the materials in the site will be accurate as of any particular date. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimer may not apply to you.

Copyrights and Trademarks
Except where otherwise indicated, all materials in this Website, including without limitation the Apparent logo and other Apparent trademarks and service marks, are the property of EUI Limited, and/or its affiliated companies or third party licensors and are protected by international copyright and trademark laws, all rights reserved.

You may use, copy and distribute materials obtained from this Website and without alteration for non-commercial purposes only; provided that the following copyright notice appears in all copies of any downloaded or printed materials: “© 2018 Apparent Insurance. All rights reserved.” All other use is prohibited.

Except as expressly provided herein, you shall not use any portion of this Website, or any other intellectual property of Apparent on any other Web site, in the source code of any other Web site, or in any other printed or electronic materials. Except as expressly provided herein, you shall not modify, publish, reproduce, republish, create derivative works, copy, upload, post, transmit, distribute, or otherwise use any of this Web site’s content or frame this Web site within any other Web site without our prior written permission. Systematic retrieval of data or other content from this site to create or compile, directly or indirectly, a collection, compilation, database or directory, without prior written permission from Apparent, is prohibited.

Use of this site shall be governed by and construed in accordance with the laws of the State of Virginia without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in Henrico County, Virginia.

We do not in any way imply that the materials on the sites or the products we discuss are available or for use outside of Virginia or in jurisdictions in which we are not licensed to do business, or that we are soliciting business in any such jurisdiction. By completing an on-line request for a rate quote, you are confirming that you are not a resident in any such jurisdiction.

Should any provision of these Terms of Use be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Third-Party Sites
This site contains links to other Internet Web sites (“Third-party Sites”) that are not maintained by Apparent. These links are provided solely for your convenience. Those websites will have their own privacy policies that you may wish to review. Apparent makes no warranties or representations about the content of, any products or services offered by, or the intellectual property compliance of, such Third-party Sites.


You have an option to choose to receive text messages (SMS or MMS) regarding service or the sale of insurance products. You are not required to provide your phone number or receive text messages to obtain a quote or purchase goods and services.  If you provide your mobile device number and opt into such text messaging, you hereby consent to the Company’s use of your mobile device number in accordance with this policy until you withdraw such consent.

Compatible carriers include: AT&T, T-Mobile®, Verizon Wireless, Sprint, Boost, U.S. Cellular, Cellular One MetroPCS, ACS/Alaska, Bluegrass Cellular, Cellular One of East Central Illinois, Centennial Wireless, Cox Communications, EKN/Appalachian Wireless, GCI, Illinois Valley Cellular, Immix/Keystone Wireless, Inland Cellular, Nex-Tech Wireless, Rural Cellular Corporation, Thumb Cellular, United Wireless West Central (WCC), Cellcom, Cellsouth, Cricket, Cincinnati Bell and Virgin Mobile. T-Mobile® is not liable for delayed or undelivered messages.

Mobile and Data Rates May Apply. Message frequency varies by account and preferences. Message frequency for Sales may vary. To discontinue receiving text messages (SMS or MMS) from Apparent Insurance, text STOP to 28626. For additional help, text HELP to 28626, contact customerservice@apparentinsurance.com or call (877)764-8679.

Privacy & Security
Please review our Privacy & Security Policy, which also governs your visit to this web site.

Underwriting Companies
Motor vehicle insurance policies are underwritten by the following insurance companies:

Redpoint County Mutual Insurance Company
PO Box 5005
Glen Allen, Virginia 23059